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Sandy’s Thoughts
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Sandy’s “Puppy” Thoughts

For my thought for the week, I wanted to post one of my favorite stories. I will let you form your own moral since I believe there are many lessons that can be gleaned from this story: A shop owner placed a sign above his door that said: ‘Puppies For Sale.’ Signs like this always...Read More
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Sandy’s “Now” Thoughts

My mom and dad never traveled outside the US until they retired. They always believed that they had a lot of work to do and couldn’t get away. Their attitude was that they could see the world later in life. Sadly, after taking only one short trip, my mom died of cancer and never traveled...Read More
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Sandy’s “Black & White” Thoughts

In a small Italian town, hundreds of years ago, a small business owner owed a large sum of money to a loan-shark. The loan-shark was a very old, unattractive looking guy that just so happened to fancy the business owner’s daughter. He decided to offer the businessman a deal that would completely wipe out the...Read More
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Sandy’s “Heavy” Thoughts

I once attended a lecture by a psychology professor who walked around on a stage while teaching stress management principles to an auditorium filled with students. As she raised a glass of water, everyone expected they’d be asked the typical “glass half empty or glass half full” question. Instead, with a smile on her face,...Read More
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Sandy’s “Educational” Thoughts

I am sure many of you have read how some wealthy parents have bribed various admission people into getting their children into some elite schools. One parent, Felicity Hoffman, even went so far as to bribe an SAT proctor into changing answers for their kids. I, for one, am not too shocked or even dismayed...Read More
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Sandy’s “Emergency” Thoughts

I have mentioned this before in prior posts, but I keep getting questions about it. One of the first savings that EVERYONE should have is an emergency fund for large, unexpected expenses. To be more specific, you should have two emergency fund savings. The first fund is for true catastrophic events that may result in...Read More
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Sandy’s “Invisible” Thoughts

I was reading about some research by a Marine biologist who was conducting a research experiment. He placed a shark into a large holding tank and then released several small bait fish into the tank. As you would expect, the shark quickly swam around the tank, attacked and ate the smaller fish. The marine biologist...Read More