Semi Nick Your Windshield on the Freeway? 4 Steps to Take to Avoid Paying for It


No matter how careful of a driver you try to be, you could still end up with a cracked windshield at some point. A commercial truck can launch rocks and other debris at your windshield at terrifying speeds, and you will need to take action immediately if you want to avoid paying for that damage on your own.

Gather Info on the Truck

Road debris causes tens of thousands of accidents every year, and many people don’t know what to do when a windshield is cracked or chipped while out on the road. As long as it is safe to do so, you should try to gather as much information about the truck as possible. If you have a passenger, then you should ask them to write down the truck’s license plate number and the exact location of the incident.

Document the Damage

The initial impact is going to be nerve-wracking, and you should probably pull off to the side of the road in a safe location and give yourself a moment to relax. Once you are safe and the adrenaline is starting to wear off, you can then document the damage and write down exactly what happened. At the very least, you should snap a few pictures of any chips or cracks on the windows. You might also want to take a look at your vehicle’s hood and grille to see if there are any dents or chips.

Contact Your Insurance Company

Within a day or two of the incident, you should notify your insurance company so that they can negotiate with the trucking company on your behalf. If you ever feel as if you are being mistreated by your insurance company, then you need to contact a semi truck accident lawyer. One of those legal professionals can take full control of the situation so that you don’t have to worry about submitting paperwork or negotiating with claims adjusters.

Ask the Dealership for Discounts

Before you get back out on the road, you need to have your windshield replaced. While some companies offer mobile replacement services, heading to the dealership that sold you the vehicle might be a better option. The dealer probably has the exact windshield that is needed for your vehicle’s make and model, and they might offer you some type of discount if you go through their service department.

While a minor windshield crack might not seem like a big deal, that type of damage can quickly spiral out of control. A small crack will begin to expand before you know it, and the damage is going to compromise your visibility and weaken your windshield.

Meghan Belnap is a freelance writer who enjoys spending time with her family. She loves being in the outdoors and exploring new opportunities whenever they arise. Meghan finds happiness in researching new topics that help to expand her horizons. You can often find her buried in a good book or out looking for an adventure. You can connect with her on Facebook right here and Twitter right here.

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