How to offset the rising cost of health insurance for the self-employed.

Did you get that painful letter in the mail? The one that told you that your insurance premium is going up 25% or more in January? My friend Josh got his letter and it made him sick… His rate skyrocketed for his mediocre…


How to Deduct Holiday Gifts Through Your Business

That gift giving season is here again. Giving gifts is one of the best parts of the holiday season. But it can also be expensive. Whether you’re buying for friends and family or for business associates, there is a good chance you may…


GearLive – Google Pixel vs Nexus 6P

The Pixel and the Nexus are like brothers from another mother. On the one hand, you’ve got Google’s best from last year and on the other, Google’s best from this year. But how does the Nexus 6P stack up against the Pixel, one…


Sandy’s Thought for the Week

Once, there was an older man, who was broke, living in a tiny house and owned a beat up car. He was living off of $99 social security checks. At 65 years of age, he decide things had to change. So he thought…


Sandy’s Thought for the Week

Sandy, I am incorporated. I was thinking of buying a new car. Should I own the car individually or have the corporation buy the car? This is a great question that I frequently get asked. My recommendation is to own the car individually but…


Life Insurance: Part 4

If you do decide that you want life insurance, there are a myriad of riders that can can be optionally taken. The question is, “which of these should you take?” Here are my personal recommendations as to the best seven riders. five of…


Life Insurance: Part 3

In the previous two posts, I have given you a formula for computing your insurance need and discussed when you should have either term insurance or some permanent insurance that you keep till you die. This post will discuss the two main types…


Life Insurance: Part 2

Previously, I gave a formula that will help you in computing your life insurance need. I noted that young couples with children probably have an insurance need between 2-4 million dollars at that point in their lives, which should decrease over time with…


Life Insurance: Part 1

This will be the first of a three part series on life insurance. Part I, presented here, will show a formula as to how much life insurance you really need; Part II – looks at whether you need term insurance vs permanent insurance; and Part III –…

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